Join the PayIQ waitlist for one secure app that helps you send money, save toward goals, pay bills, shop, scan payment details, and understand your net worth without jumping between tools.
Meet Ibra
Features
Send Money
Transfer to any bank in Nigeria instantly. Just tell Ibra who and how much; it confirms the details before anything moves.
Buy Airtime
Top up any network for yourself or someone else in two taps or one quick message.
Pay Bills
Electricity, TV, internet, betting and more, all from one place. Save your billers once, pay in seconds.
Savings
Lock money away, set goals, and let Ibra nudge you toward them. Your future self will thank you.
Finance
Track Your Spendings
Automatic categories show where your money actually goes, week by week.
See your net worth
Every account, balance and goal in one live picture.
Get real guidance
Ibra spots patterns, flags waste, and answers "can I afford this?" before you swipe.
Shop
Discover products from trusted vendors, point your camera at anything to find it, and check out with the balance you already have, no card juggling. Every order and receipt stays neatly in your history.
Bank-Grade Security
EARLY ACCESS WAITLIST
We're opening PayIQ to a small group at a time. Join the waitlist and we'll let you know the moment your spot is ready.