Traders
Who need to know what came in today, and who still owes.
About us
We build money tools that understand Nigeria.
One app for your own money and one for your business, both with an AI that explains where the money is going.
Our mission
A short note from the team
Why we are building PayIQ, and what we think a money app should do.
PayIQ is built in Nigeria for the way Nigerians really handle money: the Ajo with your colleagues, the light bill that must not finish, the customer who “will pay next week”.
Most money apps show you what happened. We want PayIQ to help you decide what to do next. That is why every part of it comes with Ibra, an AI that explains your money in plain English or Pidgin.
Ibra can prepare a transfer, a payroll run or an invoice for you, but it never moves a kobo without your say-so. You check it and confirm with your PIN.
The PayIQ teamPayIQ Technologies Limited
Who we build for
For the people who keep Nigeria moving.
Not finance experts. People with a shop to open, a salary to stretch and a team to pay.
Salary earners
Who want rent, savings and Ajo sorted before month end.
Business owners
Who would rather run the business than chase the books.
Our values
What good looks like at PayIQ
Simple words
No jargon. If your mum cannot understand it, we rewrite it.
No hidden charges
You see every fee before you pay.
Your data is yours
We don’t sell it, and we don’t use it to target ads.
Safety first
Your money is held by a bank licensed by the Central Bank of Nigeria.
Want in early?
PayIQ is coming soon to Android and iOS. Waitlist members get it first.
Two apps, one PayIQ
One for you. One for your business.
Be the first to get PayIQ.
Join the waitlist and we’ll email you as soon as the app is ready. No spam.